Whether you use the services of one or more banks or are considering opening an account for the first time, you should choose a bank based on what services you will use at that bank. In general, it is recommended that you use the services of only one bank. This is because that bank knows you better and will offer you better terms and better services to suit your needs. Choosing the right bank is not easy. There are more and more banks on the market, each claiming to be the best bank for your finances. However, as is generally known, each bank specializes in different services. One bank might offer more convenient account maintenance, another might offer loans, for example. Thus, there is no ideal bank. It is important to know your monthly transactions and choose your bank accordingly.
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Checking account calculators

Once you have listed your monthly transactions, checking account calculators can help you choose a bank. You can find an overview of these calculators online. There, you set the monthly transaction amount and the number of transactions, and the calculator will tell you which bank is best for you. As an added value of this calculator, it also calculates the monthly costs associated with maintaining your account and paying for your transactions. Thus, you get a free overview of the best banks and it is up to you to choose.
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Changing banks

If you already have an account and feel that your current bank does not provide the service you expect, it is time to change banks. Don\’t worry, it is not a very complicated process. Just visit your new bank, sign the bank change application, and the bank will do everything else for you, including transferring standing orders and direct debits, transferring account balances, and closing your original account. Simply send the new account number to your employer or any other entity that sends money to your account. Everyone has different money management habits, so it\’s up to you to choose a bank that makes sense for you.